Ready to build, buy or refi?
See us first for home finance.
Why Choose Lendable?
More banks for your buck.
Better rates, not just from the Big Four.
You only get one first.
Get it right in three steps.
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Step 1: Get in touch
Chat to one of our experienced team members to answer any questions and find out what you’ll need to provide for an application (it’s less than you’d think).
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Step 2: Apply online
Securely upload the few pieces of ID and other bits we need to know to work out your new home loan amount. Then sit back and start looking at your options.
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Step 3: Choose your loan
We’re your wingman (or wingwoman) when it comes to getting a better deal from your lender. Let us do the investigating and comparisons to take the stress out of the home loan process.
Borrow sooner. Buy smarter. Build better.
Lendable puts first home buyers in control of your situation. We’ll work with whatever your financial situation is to get a better deal from your lender.
Let’s supercharge your home loan search!
First home owner FAQs
& resources:
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What is LMI? ...and why you might not need it.
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LMI is Lender’s Mortgage Insurance. In a nutshell, it’s another bank fee to cover their insurance in case a borrower (you) stops paying the mortgage. In Australia, LMI is usually a requirement if your home building loan deposit is under 20%. We can cleverly help get around LMI to save you heaps.
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What is the First Home Guarantee Scheme? Do I qualify?
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Did you know that the Australian Government established this scheme to assist Australian citizens purchase their first home with as little as 5% deposit (2% for single parents) without paying Lenders Mortgage Insurance? From 1 July 2022 – 30 June 2023, there are 35,000 places are available to eligible first home buyers.
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How much deposit do I need?
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The answer is probably not as much as you think! While some lenders want you to save a 20% deposit, we have access to lenders that can help you into your home with a deposit as little as 2%. Ask us how!
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See us first, then find your floor plan.
We’ll be the first to show you what’s possible. As an independent finance broker in WA specialising in new home loans, we know the best offers around right now.
The Bruge
The Bilbao
The Estella
The Bruge
The Bilbao
